This course discusses in detail Roth IRAs, plus the new rules that affect deductible and nondeductible ordinary IRAs, often referred to in the media as "traditional IRAs." Also discussed are education IRAs, which are not retirement plans, but, instead, investments that can produce tax-exempt income to be used to pay for qualified higher education expenses. Numerous easy-to-follow examples and illustrations are included to help you understand what you should know about IRAs.